Considered counsel
for pension matters

This is precisely the kind of question we are here to help you work through. We review the workings against the applicable legislation and the records held by the relevant body, and we give you a written assessment of where the calculation stands. Many clients find that having the picture set out clearly is itself reassuring, whatever the outcome of the review.

We gather the details of all your pension and CPF holdings, and we produce a written document that describes each layer in order — from your foundational CPF accounts through any supplementary retirement schemes and private arrangements. The aim is to give you a settled, readable picture rather than a collection of statements that are difficult to compare.

We cover the will, the lasting power of attorney, and the alignment of your CPF nominations, and we deliver everything as a single bound folder. The work is done at whatever pace suits you; if family members wish to attend any of the sittings, they are welcome to do so. The price is fixed at SGD 350 for the full package.

It depends on the complexity of the case and how the relevant body responds. Some matters are resolved through correspondence within a few months; others proceed to a formal review process that takes longer. We give you a realistic picture of the timeline at the outset, and we review it with you at each significant stage.

For the Pension Stratum Review and Long Settlement Planning, the fee is fixed. For recalculation representation, we give you a clear cost picture in advance, and we discuss it with you again at each major stage before proceeding. We do not add costs without discussion.

Initial enquiries can be handled by telephone or email. For the substantive work, particularly the Long Settlement Planning, we prefer to meet in person so that we can be sure we have understood your situation fully. Our office is at Gateway East, 152 Beach Road, and appointments are available Monday to Friday.